1. Acceptance of Terms

By accessing and using the nexpay platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, along with our Privacy Policy. If you do not agree, please refrain from using our services.

2. Changes to Terms

nexpay reserves the right to modify these Terms and Conditions at any time. Any changes will be communicated by updating the "Last Updated" date at the top of this page. Continued use of our platform following any modifications signifies your acceptance of the revised Terms.

3. Use of Our Service

• You must be at least 18 years old or have the permission of a legal guardian to use this Service.
• You agree to use our Service only for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit others.

4. Fees and Exchange Rates

• Fees for transactions are clearly displayed before confirmation. By proceeding with a transaction, you accept the fees and exchange rates at the time of the transaction.
• Exchange rates may fluctuate due to market conditions and are subject to change without notice.

5. Transaction Limits

• nexpay may impose limits on the amount you can send or receive, which may vary based on your location or account verification status.
• Transactions exceeding certain thresholds may require additional documentation to comply with regulatory requirements.

6. Accuracy of Information

• You are responsible for ensuring the accuracy of all transaction details, including recipient information and account details.
• nexpay is not liable for any losses resulting from incorrect information provided by the user.

7. Transaction Processing Times

• While nexpay strives to process transactions promptly, processing times may vary due to factors beyond our control, such as banking delays or system outages.
• We do not guarantee specific delivery times for transactions.

8. Refunds and Cancellations

• Refunds may be issued if a transaction cannot be completed, subject to review by our support team.
• Transaction cancellations are not guaranteed once confirmed. Please contact customer support for assistance.

9. Limitation of Liability

• nexpay is not liable for any delays, interruptions, or losses caused by factors beyond our control, including natural disasters, technical failures, or regulatory restrictions.
• Users are solely responsible for ensuring the accuracy of transaction details before submission.

10. Privacy and Security

• We value your privacy and ensure that your personal information is protected in accordance with our Privacy Policy.
• You are responsible for keeping your account credentials secure and notifying us immediately in case of unauthorized access.

11. Governing Law

These Terms and Conditions are governed by the laws of USA. Any disputes arising from the use of our services will be resolved under the exclusive jurisdiction of the courts in [Insert Jurisdiction].

12. Contact Us

• Email: info@nexpay.com
• Phone: +1257558867
• Address: Newyork , 127 b/c , USA